My pool

1400€

My pool

1400€

Revolutionize your Cirkkles

Revolutionize your Cirkkles

Tontine, Rosca, Esusu… whatever the name of your savings circles, Cirkkle brings them together on a simple and secure mobile app, allowing you to save and borrow through your loved ones.


Tontine, Rosca, Esusu… whatever the name of your savings circles, Cirkkle brings them together on a simple and secure mobile app, allowing you to save and borrow through your loved ones.

Tontine, Rosca, Esusu… whatever the name of your savings circles, Cirkkle brings them together on a simple and secure mobile app, allowing you to save and borrow through your loved ones.

Tontine, Rosca, Esusu… whatever the name of your savings circles, Cirkkle brings them together on a simple and secure mobile app, allowing you to save and borrow through your loved ones.

App coming soon on

App Store

Google Play

App Store

Google Play

Our mission

We believe in more solidarity savings and more accessible project financing.

Inspired by the traditional circle savings concept originating from Africa and Asia, our solution connects you with your loved ones to save better together.

Cirkkle is your circle savings on a simple and secure mobile app, but above all, it’s about bringing projects to life and turning dreams into reality!

Simple and secure application

Save or borrow securely, without procedures or paperwork.


Discretion and autonomy guaranteed

Your circles concern only you and your loved ones. They remain strictly confidential, just like your data.



Solidarity and social savings

Finance your community projects with our digital tontine solution.



Simple and secure application

Save or borrow safely, without procedures or paperwork.


Simple and secure application

Save or borrow safely, without procedures or paperwork.


Discretion and autonomy guaranteed

Your tontines only concern you and your loved ones. They remain strictly confidential, just like your data.



Discretion and autonomy guaranteed

Your tontines only concern you and your loved ones. They remain strictly confidential, just like your data.



Solidarity and social savings

Finance your community projects with our digital tontine solution.



Solidarity and social savings

Finance your community projects with our digital tontine solution.



Simple and secure application

Save or borrow securely, without procedures or paperwork.


Discretion and autonomy guaranteed

Your circles concern only you and your loved ones. They remain strictly confidential, just like your data.



Solidarity and social savings

Finance your community projects with our digital tontine solution.



Simple and secure application

Save or borrow safely, without procedures or paperwork.


Discretion and autonomy guaranteed

Your tontines only concern you and your loved ones. They remain strictly confidential, just like your data.



Solidarity and social savings

Finance your community projects with our digital tontine solution.



"Avec Cirkkle, la gestion de mes tontines est enfin simplifiée et sécurisée. Ça fait vraiment la différence !"

Fatou M.

"Avec Cirkkle, la gestion de mes tontines est enfin simplifiée et sécurisée. Ça fait vraiment la différence !"

Fatou M.

"Avec Cirkkle, la gestion de mes tontines est enfin simplifiée et sécurisée. Ça fait vraiment la différence !"

Fatou M.

"Avec Cirkkle, la gestion de mes tontines est enfin simplifiée et sécurisée. Ça fait vraiment la différence !"

Fatou M.

Create or import your Cirkkles

Customize it from a wide range of features (start, duration, amount, order of beneficiaries, payment and disbursement methods...).

Invite your loved ones

Select the other members of your tontine. They will receive an invitation directly on their phone and will only have to accept the terms of the circle to join it.

Pay your contributions

Choose the mode and frequency of your contributions.

Cash in your winnings

Are you the beneficiary of the month? Choose a payout method and receive your tontine pot instantly.

These little extras that

These little extras that

These little extras that

simplify management

simplify management

simplify management

of your Cirkkles

of your Cirkkles

of your Cirkkles

Multiple payment methods

Transfer, card payment, cash deposit (coming soon).

You are the one who chooses!

Instant messaging

Communicate with the members of your tontine, individually or as a group.


Multilingual application

Make the most of the application in your preferred language.


Multiple payment methods

Transfer, card payment, cash deposit (coming soon).

You are the one who chooses!

Instant messaging

Communicate with the members of your tontine, individually or as a group.


Multilingual application

Make the most of the application in your preferred language.


The advantages of solidarity savings

The advantages of solidarity savings

Your loved ones are counting on you

Your loved ones are counting on you

Facilitate your access to financing

Do you need to finance a project or an unexpected expense? Unlock your Cirkkle fund!

Giving meaning to your savings

By saving together, you strengthen your social bond and enable your loved ones to fund their projects.

Strengthen your spaniel discipline

Collective saving encourages greater rigor. If you struggle to save, Cirkkle finally allows you to succeed!

Thanks to Cirkkle, I help my parents by financing part of my studies each year.

Naia's pool

1400€

Facilitate your access to financing

Facilitate your access to financing

Do you need to finance a project or an unexpected event? Unlock your Cirkkle fund!

Do you need to finance a project or an unexpected event? Unlock your Cirkkle fund!

Giving meaning to your savings

Giving meaning to your savings

By saving together, you strengthen your social bond and enable your loved ones to finance their projects.

By saving together, you strengthen your social bond and enable your loved ones to finance their projects.

Strengthen your saving discipline

Strengthen your saving discipline

Collective saving encourages greater discipline. If you're struggling to save, Cirkkle finally allows you to succeed!

Collective saving encourages greater discipline. If you're struggling to save, Cirkkle finally allows you to succeed!

Facilitate your access to financing

Do you need to finance a project or an unexpected expense? Unlock your Cirkkle fund!

Giving meaning to your savings

By saving together, you strengthen your social bond and enable your loved ones to fund their projects.

Strengthen your spaniel discipline

Collective saving encourages greater rigor. If you struggle to save, Cirkkle finally allows you to succeed!

Thanks to Cirkkle, I help my parents by financing part of my studies each year.

Naia's pool

1400€

Facilitate your access to financing

Do you need to finance a project or an unexpected event? Unlock your Cirkkle fund!

Giving meaning to your savings

By saving together, you strengthen your social bond and enable your loved ones to finance their projects.

Strengthen your saving discipline

Collective saving encourages greater discipline. If you're struggling to save, Cirkkle finally allows you to succeed!

Facilitate your access to financing

Do you need to finance a project or an unexpected expense? Unlock your Cirkkle fund!

Giving meaning to your savings

By saving together, you strengthen your social bond and enable your loved ones to fund their projects.

Strengthen your spaniel discipline

Collective saving encourages greater rigor. If you struggle to save, Cirkkle finally allows you to succeed!

Thanks to Cirkkle, I help my parents by financing part of my studies each year.

Naia's pool

1400€

Facilitate your access to financing

Do you need to finance a project or an unexpected event? Unlock your Cirkkle fund!

Giving meaning to your savings

By saving together, you strengthen your social bond and enable your loved ones to finance their projects.

Strengthen your saving discipline

Collective saving encourages greater discipline. If you're struggling to save, Cirkkle finally allows you to succeed!

Our rates

To continue to provide you with the best possible service, we need to fund ourselves.

2.8%

That's all.

At Cirkkle, there are no hidden fees or bad surprises: we take 2.8% of the amount of your savings when you benefit from it.

Join the waiting list

Stay informed by joining the waiting list. We will send you an email when the application is available 🥳

By registering, you agree to our
Personal Data Protection Policy

Join the waiting list

Stay informed by joining the waiting list. We will send you an email when the application is available 🥳

By registering, you accept our
Personal Data Protection Policy

Cirkkle, a simplified joint-stock company with a capital of 17,335 euros, whose registered office is located at 249 rue Lecourbe, 75015 Paris, France, registered in the Nanterre trade and companies register under number 918 626 193, is registered with ORIAS as a crowdfunding intermediary (IFP) under number 23004412. Cirkkle is a payment service provider (#736637) of CentralPay, an authorized electronic money institution (CIB 17138) in France and regulated by the ACPR (Prudential Control and Resolution Authority, 4 place de Budapest – CS 92459 – 75436 PARIS Cedex 09).

Cirkkle, a simplified joint-stock company with a capital of 17,335 euros, whose registered office is located at 249 rue Lecourbe, 75015 Paris, France, registered in the Nanterre trade and companies register under number 918 626 193, is registered with ORIAS as a crowdfunding intermediary (IFP) under number 23004412. Cirkkle is a payment service provider (#736637) of CentralPay, an authorized electronic money institution (CIB 17138) in France and regulated by the ACPR (Prudential Control and Resolution Authority, 4 place de Budapest – CS 92459 – 75436 PARIS Cedex 09).

Cirkkle, a simplified joint-stock company with a capital of 17,335 euros, whose registered office is located at 249 rue Lecourbe, 75015 Paris, France, registered in the Nanterre trade and companies register under number 918 626 193, is registered with ORIAS as a crowdfunding intermediary (IFP) under number 23004412. Cirkkle is a payment service provider (#736637) of CentralPay, an authorized electronic money institution (CIB 17138) in France and regulated by the ACPR (Prudential Control and Resolution Authority, 4 place de Budapest – CS 92459 – 75436 PARIS Cedex 09).

Cirkkle, a simplified joint-stock company with a capital of 17,335 euros, whose registered office is located at 249 rue Lecourbe, 75015 Paris, France, registered in the Nanterre trade and companies register under number 918 626 193, is registered with ORIAS as a crowdfunding intermediary (IFP) under number 23004412. Cirkkle is a payment service provider (#736637) of CentralPay, an authorized electronic money institution (CIB 17138) in France and regulated by the ACPR (Prudential Control and Resolution Authority, 4 place de Budapest – CS 92459 – 75436 PARIS Cedex 09).