5 tips for successfully launching your first digital ROSCA

Want to start a digital ROSCA but don't know where to begin? Don't panic! Here are 5 practical tips for creating a solidarity savings group online using an app like Cirkkle.

1. Gather a trusted group 🤝

Choose friends, colleagues, or members of your community with whom you have a reliable relationship. Trust is the foundation of any ROSCA.

Tip: start small (5 to 8 people) to test the operation before expanding.

2. Define the rules together 📅💶

Set:

• the amount of the contribution

• the date and frequency of payments

• the order of passage

Cirkkle allows you to easily set up all these elements and modify them if needed.

3. Automate payments to avoid forgetfulness 🔁

Use bank transfers or mobile payments. Fewer reminders, more efficiency.

Bonus: automated payments (especially the setting up of recurring transfers) make management and tracking easier for the whole group.

4. Communicate regularly 🗣️

Even with an app, a good group communicates often! Keep in touch, confirm payments, support members. Cirkkle also allows sending automatic reminders.

5. Use tracking features to strengthen trust 📊

Take advantage of the tools built into Cirkkle to track each payment, visualize the contribution history, and see who has already received their share.

This enhances transparency within the group, avoids misunderstandings, and motivates everyone to stay regular.

Conclusion 👉​ a great collective adventure starts small

With the right tools like Cirkkle, and a motivated group, starting a digital ROSCA becomes simple, safe, and rewarding. And what if this first group became the beginning of a sustainable solidarity network, cycle after cycle?