Cirkkle: The mobile application that revolutionizes solidarity credit and crowdfunding

At a time when traditional banks struggle to meet the specific needs of underbanked populations, a new solution emerges: Cirkkle, a mobile application that facilitates solidarity lending and crowdfunding. By combining the values of the tontine with the advantages of digital technology, Cirkkle offers a reliable, simple, and accessible alternative.

Solidarity lending at your fingertips

Cirkkle allows its users to form savings and loan groups based on mutual trust. Each member contributes to a common fund, and the beneficiaries are designated according to a predefined cycle or specific needs. This creates a fair and self-managed system of solidarity lending.

A crowdfunding model adapted to communities

Unlike traditional crowdfunding platforms, Cirkkle is based on a strong community logic. The aim is not just to raise funds, but to strengthen bonds of solidarity, while giving everyone the opportunity to finance a personal or collective project.

An intuitive and secure mobile application

• Real-time tracking of contributions

• Personalized notifications for payments

• Transparent management of funds and beneficiaries

• Transaction security via integrated payment API

Collective saving as a development lever

By promoting collective saving, Cirkkle enables thousands of users to save in a structured way, outside of traditional banking channels. This proves particularly useful for students, informal entrepreneurs, or people with irregular incomes, among others.

Conclusion: A digital tool for social impact

With Cirkkle, solidarity lending and crowdfunding become concrete levers for financial inclusion. The application empowers communities, providing them with a simple, transparent, and powerful digital tool.