ROSCA: the complete guide to understanding and joining a savings group
Aïssa N.
Mar 19, 2025
The ROSCA is a tool for collective and solidarity savings that is still too little known. This guide explains everything you need to know before you get started.
What is a ROSCA?
A group of people saves together, and each person receives the total amount in turn. No interest, no bank fees, but a community organization.
Why join a ROSCA today?
To finance a personal project
To save in a disciplined manner
To help each other in a solidarity framework
How to join a ROSCA with Cirkkle?
Download the app
Join or create a group
Set up your ROSCA
Start contributing easily from your smartphone
The ROSCA 2.0 exists
With Cirkkle, everything is automated, secure, and shared with complete transparency. The ROSCA becomes a modern tool for solidarity saving and credit.
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