Solidarity credit: a human alternative to bank credit

The solidarity credit allows access to financial resources without going through a bank. Thanks to digital tontines like Cirkkle, this model becomes more accessible, simple, and secure.

What is solidarity credit?

Solidarity credit is based on a simple principle: a group of people save together, and each receives an agreed amount in turn. It is not a loan with interest, but a mutual support based on trust.

Who is solidarity credit aimed at?

• To people excluded from traditional banking systems, or who have difficulty accessing them

• To freelancers or small entrepreneurs

• To young people and students wishing to launch a project

The advantages of solidarity credit with Cirkkle

• No interest, no hidden fees

• Simplified management via mobile application

• Traceability and transparency of contributions

• Automated reminders and notifications to avoid forgetfulness

• Enhanced community engagement

Why Cirkkle?

Cirkkle structures solidarity credit in a clear, intuitive, and secure interface. Everything is automated, from payments to the designation of beneficiaries. The result: fair, human credit without paperwork.

Conclusion 👉​ fairer finance, at your fingertips

Solidarity credit, especially through Cirkkle, allows everyone to realize a project, face an unforeseen expense, or invest independently, while remaining true to the values of solidarity.