ROSCA, savings, solidarity: Why choose a mobile app like Cirkkle?

Aïssa N.

Apr 22, 2025

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ROSCA, savings, solidarity: Why choose a mobile app like Cirkkle?

In a constantly evolving world, financial tools must adapt to the real needs of populations. The digital ROSCA, supported by mobile applications like Cirkkle, is part of this dynamic. It brings together three fundamental pillars: savings, solidarity, and technology.

A response to the needs for flexible and accessible savings

Cirkkle allows anyone to join or create a savings group based on the principle of the ROSCA. With a user-friendly interface, the user can manage their contributions and receive their funds without relying on traditional financial institutions.

Solidarity at the heart of the user experience

What sets Cirkkle apart from a simple financial application is its community DNA. Each group is based on trust and reciprocity. This creates a chain of solidarity where everyone supports each other while also benefiting from support in return.

Why choose a mobile application?

  • Ease of use on Android and iOS
  • Transaction security with payment tracking
  • Transparency of financial movements
  • Total flexibility of amounts and cycles

The ideal alternative to bank credit

Many people do not have access to traditional credit. Cirkkle offers a solidarity financing solution based on the community, with no interest, no hidden fees, and completely transparent.

Conclusion: Cirkkle, much more than an app

Adopting Cirkkle means choosing a modern, reliable, and human method for saving and financing projects. The digital ROSCA is no longer just a tradition; it becomes a lever for inclusion and progress.

Cirkkle, a simplified joint-stock company with a capital of 17,335 euros, whose registered office is located at 249 rue Lecourbe, 75015 Paris, France, registered in the Nanterre trade and companies register under number 918 626 193, is registered with ORIAS as a crowdfunding intermediary (IFP) under number 23004412. Cirkkle is a payment service provider agent (#736637) of CentralPay, an authorized electronic money institution (CIB 17138) in France and regulated by the ACPR (Autorité de Contrôle Prudentiel et de Résolution, 4 place de Budapest – CS 92459 – 75436 PARIS Cedex 09).

Cirkkle, a simplified joint-stock company with a capital of 17,335 euros, whose registered office is located at 249 rue Lecourbe, 75015 Paris, France, registered in the Nanterre trade and companies register under number 918 626 193, is registered with ORIAS as a crowdfunding intermediary (IFP) under number 23004412. Cirkkle is a payment service provider agent (#736637) of CentralPay, an authorized electronic money institution (CIB 17138) in France and regulated by the ACPR (Autorité de Contrôle Prudentiel et de Résolution, 4 place de Budapest – CS 92459 – 75436 PARIS Cedex 09).