Cirkkle, the first approved digital savings group application in France

Discover Cirkkle, the simple, secure, and 100% legal digital ROSCA application. Save together, finance your projects, support your loved ones without paperwork or stress.

🫶 Why did we create Cirkkle?

At Cirkkle, our mission is simple: to make savings and credit more accessible, secure, and supportive.

We have digitized the tontine — a well-known savings model — to make it a modern, easy-to-use solution tailored to the needs of today's users.

Cirkkle is not a bank. It’s an independent application, authorized in France, designed to meet your needs — not those of financial institutions.

💡 Why join a digital tontine?

The tontine is much more than a financial tool. It creates connections, solidarity, and allows us to build together.

The benefits of a ROSCA:

• 🔁 You save regularly, even with small amounts (from €30/month).

• 👫 You are motivated by your circle: your loved ones, friends, colleagues.

• 🎯 You fund concrete projects: studies, trips, purchases, unexpected expenses…

• 🤝 You develop a real sense of responsibility and trust.

✨ The advantages of a digital tontine with Cirkkle

Cirkkle is the only authorized digital ROSCA application in France. This allows us to ensure a high level of security at every step.

Why use it?

• ✅ Quick account creation (in a few minutes)

• ✅ No need for tax declaration up to €5,000 collected

• ✅ No paperwork, no debts, no interest

• ✅ Clear application, multilingual, and designed for everyone

💳 Multiple payment methods are available: card, bank transfer, direct debit.

🔐 A personal Cirkkle Wallet centralizes your transactions securely.

🧩 You customize your tontine (amounts, order of rounds, duration, etc.).

🛡️ And soon: Premium features

We are going further to offer you the best of modern tontine:

• An affinity insurance to secure your tontine in case of unforeseen events

• An integrated private messaging system for easy communication

• Transfers from Wallet to Wallet between members

• And other surprises to come…

💬 Join a modern savings community

Cirkkle is reinvented collective saving. No need to be a finance expert: you can start today, with your loved ones.

📲 Download the Cirkkle app and test your first tontine for free.

🔗 www.cirkkle.com